When linking banks for yourself or your connected customers, the most common error is entering the wrong bank code.


Bank codes have different names depending on which country your bank account is located. Here is a list that will guide you on which number to choose and how it is referred to in your country. You can also ask your bank if you are not sure.


Note that bank codes and routing codes are not the same as Swift or BIC codes.


Country and CurrencyBank Code NameFormatNotes
Australia (AUD)Bank State Branch or BSB


6-digit number format

XXX-ZZZ

An example of a BSB code from NAB bank: 082902. 08 is the two-digit code for NAB Bank. The third digit (2) means the branch is in the Australian Capital Territory. The last three digits (902) mean this is the NAB branch in Canberra City.


Brazil

Additional data required:

  • Condigo Compe (branch number)
  • CNPJ (Tax ID)
  • Contact name
  • Phone number

Canada (CAD)Clearing Code/Routing Code9 Digit Number0 + Financial Institution Number + Transit or Branch Number

In the below example, the bank code is

0+004+12345

ie, 000412345

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ChinaCNAPS (Routing Code)12 Digits
Columbia

Additional data required:

  • NIT (Tax ID)
  • Contact name
  • Phone number

IndiaIFSC Code
MICR Code
11-digit alphanumeric code
9 Digit Code
 IFSC (Indian Financial System Code) is an 11-digit alphanumeric code that helps to identify different bank branches that deal with online fund transfers either via NEFT (National Electronic Funds Transfer), IMPS (Immediate Payment Service), or RTGS (Real Time Gross Settlement).

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PolandBank Identifier8 Digit Bank Identifier
RussiaBIK Code9-digit BIK Code

Additional data required:

  • 20-digit account number
  • VO Code (purpose of payment) 
  • INN Number (Tax ID)

South Africa
Branch Code6 Digits

Additional data required:

  • 6-digit branch number
  • Contact name 
  • phone number.

United Kingdom (GBP)Sort Code

6-digit number format XX-YY-ZZ


Please remove the dashes when entering the sort code. ie if it is 60-30-30, please enter 603030
Unites States (USD)Routing Number or ABA.
(Use the one for ACH Transfers)		9 Digit NumberTypically the number on the front of your check, but confirm with the bank as sometimes a bank might have 2 routing numbers.  You typically should use the one for ACH transfers (not wire). Sometimes they are the same.


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VietnamSwift8 or 11 characters

Example:


BKKBVNVXHAN

Where:
BKKB: Bank code
VN: Country code
VX: Location code
HAN: Bank branch code




A formatting guide with additional currencies can be found HERE. 

 

What is a BIC/SWIFT code, and why do I need it in some cases?


A BIC (Bank Identifier Code) is a unique identifier for a bank. The acronym SWIFT is for the Society for Worldwide Interbank Financial Telecommunication.

The correct code ensures that your money reaches your recipient's account at the bank. If you do not have this code for your recipient's bank, your recipient should check with their bank for an accurate BIC/SWIFT code.

The SWIFT/BIC consists of either eight or 11 characters: four letters identifying the bank, a two-letter country code, two alphanumeric characters identifying the bank's location, and sometimes three alphanumeric characters identifying a specific bank branch.