Learn about the two account types available on the Xtrm payment platform—Personal Accounts and Company Accounts—to choose the right option for your needs.
Overview
Xtrm offers two primary account types designed to serve different financial workflows and regulatory compliance standards. Choosing the correct account type ensures smooth payment processing, accurate tax reporting, and access to the appropriate platform features.
Xtrm Account Types
Xtrm offers four distinct account types to accommodate various user needs. Select the one that best aligns with your role or business requirements.
Type | Audience | Description |
 | Individuals | This account enables individuals to send or receive personal payments directly to their digital wallets. Once funds are received, they can be transferred to a bank account, redeemed for Digital Gift Cards, or loaded onto Digital or Plastic VISA cards. For more information on personal accounts, click More Info |
 | Companies | Designed for companies that need to make or receive payments, integrate with the Xtrm API, or receive payments from other companies. A company account requires approval, with the creator assigned as the master admin, who can review transactions, generate reports, and manage payment programs. Each email address must be unique for personal and company accounts, though both can be associated with the same login. More Info Each email address must be unique for personal and company accounts. However, you can have both types under the same email, which is useful if you need to manage personal payments and act as the admin for a company. You can use the same email and password for both accounts. At login, you’ll be prompted to select which account you want to access. |
 | Companies | This account is designed for Agencies, ISVs, and Partner companies that manage downstream customers. If your business handles payments on behalf of multiple customers and needs to manage those payments directly through our platform, widgets, or API, this account is ideal for you. It offers additional features that allow you to "connect" with your customers and manage their wallets, payments, currency exchange, employees, and more. |
 | Developers | This account is designed for developers who want to leverage the Xtrm API to integrate payments into their own platforms or their customers' platforms and mobile applications. It provides access to our sandbox environment, allowing you to create a testing company account. Once activated, you'll receive test funds to simulate transactions. This account also includes additional features to "connect" with your customers and manage their wallets, payments, currency exchange, employees, and more, all while utilizing the API. |
Choosing the Right Account Type
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