Here are the simple 4 steps to get you going:

1. Create a Company Account HERE (if you haven't already)

Go to to register with a company account. This will create one master admin, and then you can add as many additional users within your organization as you like to access this account. Complete both the basic and advanced profiles. The account will need to be verified before payments can be made. This typically takes 8-24 hours.

2. Add your company beneficiaries. (Optional)

You don't need to add your beneficiaries as they are created automatically when you pay them if they don't already exist. However, if you prefer to add them yourself in advance, then here are your options. 


Option 1: Log in to your account, click "Beneficiaries" in the left menu, and then search and add your beneficiary companies. Note that after adding, we will need to compliance approve them. This typically takes up to 48 hours.


Option 1: Use your branded signup page <<>> and have them self register

Option 2: Use your existing system to create accounts via SSO

Option 3: Using our payments API (XAPI).

For help with advanced options, please email

3. Fund your account

To fund your wallet, select "Fund" on the left navigation panel. Use one of the following options available:

  • Bank (ACH) Debit
  • Wire/ACH Transfer
  • Electronic Invoice
  • Credit Card (Regional restrictions)
  • Exchange from another wallet

4. Make payments


Login to XTRM and click on the ‘Send’ button. There are 3 options:

Option 1:  Simple Send - Single payments. Cash only

Option 2:  Advanced Send - Multiple Payments, Cash and Non-cash

Option 3:  Mass Payments - Mass payments upload file


Option 1: Advanced Batch via connectors that extract data from your systems (such as SFDC) on a scheduled basis

Option 2: Using our payments API (XAPI).

For help with advanced options, please email