Overview

This document outlines the five primary account creation methods available within the Xtrm platform. Each method provides a different user experience, connectivity setup, and activation workflow depending on how the account is initiated and integrated with the remitter.

Account Creation Methods

Signup Method	User Experience / “Screens”	Connectivity & Contact List	Activation Process	Email Notification Reference	Reference Documents
Generic	Standard web forms directly on xtrm.com	Independent account; not automatically linked to a specific remitter.	Standard email verification and onboarding process.		Onboarding Process For Company Accounts Onboarding Process for Individual Users
Branded (Custom URL)	Standard web forms accessed through a custom signup URL. Includes remitter specific logo.	Account is automatically added to the remitter’s contact list.	Standard email verification process.		Branded Company or Individual Registration
1st Time Payment	No upfront signup screens. Account is automatically created when the first payment is received. Includes remitter specific logo.	Linked through payment transaction details.	User receives an email notification advising them to activate their account and claim funds.	Email Alert For First Time Payment To Users With No Xtrm Account	Maybe link Mass Payment Submission?
User Interface	Remitter manually enters recipient details within the “Contacts” section of the Xtrm UI. Includes remitter specific logo.	Recipient is immediately added to the remitter’s contact list.	Recipient receives an automated email invitation to activate their account.	Email Alert For Manually Added Company Account	How To Add A New Beneficiary Company, Partner, Supplier o Customer to your account
API	No user-facing screens during account creation. User does not interact with the Xtrm UI.	User is automatically added to the remitter’s contact list and fully connected. Additional capabilities are available when “Managed Services” are enabled.	Master Admin can optionally receive an email to activate the account.	Allow Xtrm to send the notification or Custom Notification from Remitter (Prevent an Xtrm notfication)	Overview of the Steps for API Sandbox Setup for Testing

API vs. Branded Signups

The primary distinction between API-driven signups and Branded signups is the user experience during account creation.

API Signup

No user-facing interface or signup screens are presented during the creation process.
Designed for seamless integration into third-party platforms and external workflows.
Allows account creation to occur

Branded Signup

Utilizes the standard Xtrm web-based signup flow.
Users complete registration through a company-specific custom URL.
Automatically establishes the relationship between the remitter and the newly created account.

Manager Services & API

When an account is created through the API with Manager Services enabled, the remitter gains enhanced visibility over the newly created account.

For more information please refer to Connected Manager Services

Deeper integration
Improved account management capabilities
Enhanced operational oversight