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XTRM Identity Levels (IDL) and Limits Overview for Personal Accounts

XTRM accounts have 4 distinct account identity levels:

Identity level is set by the completeness of your profile. Increased Identity Level (IDL) will increase your Transfer limits. However, it does not affect your ability to receive payments in your wallets.

XTRM personal accounts have 4 distinct account identity levels:

Identity Level
Profile Completeness


Account creation initiated
Email address


Increased Transfer Limits
Draft + First and last name and mobile number 


Increased Transfer Limits
Basic + DOB, SSN, complete home address 


Highest Transfer Limits
Standard + Complete the "Identity" fields

These are displayed in your profile. Every profile field with the green checkmark (completed) or X red cross symbol (missing data) contributes to the profile's completeness.

How to increase your account identity level. (IDL)

Go to the "Profile" section of your account and complete every field in the "Personal" and "Contact" sections with a red cross next to them.

Complete 2 of the following in the "Personal" section:

1. Link a bank 

2. Upload identity document photo (driver's license or passport)

Note: These are global banking requirements that all financial institutions have to adhere to. We must collect an individual's information for anti-fraud purposes and companies, both authorized person and company information. We fully understand, respect, and adhere to all global privacy regulations, and we do not share information as per our strict privacy policy