There are 2 main methods for making payments

1. XTRM Choice™ - Pay to Beneficiary Wallet - Recommended

This payment method pays to the beneficiary user or company wallet in XTRM and gives them the final transfer.
  • Gives beneficiary final transfer choice (Bank, Virtual Visa, Gift Card, Check)
  • Only need to know their name or email
  • Instant with email alert.

2. XTRM Direct™

This payment method pays directly using your choice
  • Direct to Beneficiary Bank
  • Direct to Beneficiary Virtual VISA
  • Direct to Beneficiary Digital Gift Card
  • Direct to Beneficiary Via Personal or Company Check

Each of these methods is accessible using advanced send, mass payments, or our API.  

More Details

1. Using  XTRM Choice™ - Give a beneficiary choice.

XTRM Choice™ allows you to make any B2P or B2B global payments and gives the beneficiary a choice on how to receive the funds. It avoids you from having to know the bank details of the beneficiary company or person. All payments are made into the beneficiary user or company's digital wallets. Then they can choose to transfer out via Bank EFT, Bank Check, Digital Gift Card, or Prepaid Virtual Visa anywhere in the world. All transfers are secure and self-serve and give the recipient freedom to select their preferred final transfer method. It allows them to search and link to their preferred bank anywhere globally and make transfers in any currency. They can transfer to themselves as well as gift payments to other people.

After payment to a user's or company's digital wallet, they can transfer to any of these options.

 XTRM Choice™ Options

Bank Account
Bank Check
Virtual and Plastic Visa
Digital Gift Cards
After payment, the user or company can choose to transfer to any of these options.
MethodEFT (Electronic Fund Transfer such as ACH, Wire, SEPA ...)Check mailed to individual or business Online Instant Transfer150+ Global Gift Cards
Setup Fees or Card FeesNoNoNoNo
Geographical CoverageGlobalThe USA only. More coming soon.GlobalGlobal

Your Brand

Whether individuals or companies, all payment beneficiaries are alerted to their new payment with a branded email with your logo and payout description and a link to view their balance and recent transactions.

XTRM Choice™ Benefits

No need for you to decide on the payment method. The beneficiary person or company can choose to self-serve transfer to a bank account, Check, Gift Card, or Prepaid Virtual Visa card.

  • The beneficiary decides the final payment method.
  • You don't need to know the beneficiary's bank details.
  • You don't need to know the beneficiary's personal details
  • Branded alert emails.
  • Global
  • All currencies
  • Can exchange from one currency to another with preferred FX rates
  • Fast and secure

2. Using  XTRM Direct™ - You decide

With XTRM Direct™ you can make B2B or B2P payments directly to the beneficiary bank, ACH or Wire, Check, Prepaid Virtual Visa, or one of over 100 Digital Gift Cards. Unlike XTRM Choice™, you are not giving the beneficiary choice but making direct payment to them using your selected method.

XTRM Direct™ Benefits

  • Direct payment to the beneficiary using the method you choose.
  • Instant Payments for most methods (bank transfer can take the usual 1-3 business days)
  • Branded alert emails.
  • Global
  • All currencies
  • Can exchange from one currency to another with great FX rates
  • Fast
  • Secure
  • Tracked
  • All Digital