Prepaid Virtual VISA is a global payment method that avoids the need for any plastic card distribution by sending the recipient an email with a link to a virtual image of a card complete with 16 digit number, expiry date and 3 digit code. This can be used anywhere in the world.

1) Login to XTRM and click on the 'Transfer' link in the left menu




2) Select Prepaid Virtual Visa from the drop list.

You can send it to yourself or to a colleague, friend or family member. Anyone with an email address. Enter the transfer amount. Cards can be transferred to you in 8 currencies. If you do not see your currency listed you can choose any other currency and it will typically still work for online purchases. Standard bank exchange rates will apply.

3) Look our for an email with further instructions

Your Prepaid Visa Reward Promocode will arrive by email.  You will have 4 months to redeem your Promocode for a Visa Virtual Account.  Once accessed, you'll have 7 months to use your account wherever Visa Debit is accepted online or over the phone.  Or, choose a Physical Visa Prepaid Card, to be mailed to you (USD $3.00 shipping and handling fee will apply).  Please note that some merchants may choose not to accept out of country currency at their own discretion.  If this occurs, pay for your purchase by another payment method and use your Visa Virtual Account at a different merchant.  Also note that a 2% Non-U.S. Currency Transaction fee will be applied if the merchant settles in a currency other than USD.  Card is issued by the Bancorp Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.


$USD Prepaid Visa or Mastercard$AUD Prepaid MasterCard$CAD Prepaid Visa
INR Prepaid Visa
R$ BRL Virtual Gift Card
¥ CNY Prepaid UnionPay
€EUR Prepaid MasterCard£GBP Prepaid MasterCard$HKD Prepaid MasterCard¥JPY Prepaid MasterCard
500- 10,000
¥ 10 - ¥ 5000



Redemption Flow

 Step 1: Delivery 

You will receive a Redemption Link and Digital Token in an email to access their reward. The Redemption Link provides direct access to the reward, while the Digital Token can be used for backup in rare situations such as loss of access to original redemption link or when users are logged out due to inactivity before they complete the redemption process. 

Step 2: Card Selection 

Recipients can choose to receive a Virtual product that will be available instantly, or a Physical product, that will be delivered by mail. Typically, there is a fee to receive a physical product, and will be clearly identified to inform the recipient before they choose and complete the process. 

Step 3: Card Profile 

Some basic information, including your name, address, and email will be needed to complete the redemption process. Recipients will be presented with this screen upon clicking the redemption option - virtual or physical. 

Step 4: Order Summary 

Upon completion recipients who selected a Virtual product will be presented the card for immediate use. For physical product recipients, the card will not be available until it arrives by mail. 

Step 5: Optional card storage

If the user would like to secure the card for later use, they can select to deposit in a digital wallet provided by prepaid solutions.