1. Fund Fees
These fees are for approved Advanced Services companies that fund their wallets for the purpose of making payments.
Bank Transfer | Bank Transfer | ACH Debit | Credit or Debit Card* | |
 |  |  |  | |
| Method | ACH | Wire | ACH Pull | Card Transfer |
| Geographical Coverage | Global | Global | USA/Canada | USA |
| Fee | Zero | Zero | Zero | 3.4% + $0.25 |
* Limited use
2. Transfer Fees
These are the fees to transfer money out of your XTRM wallet to another financial institution, a Virtual Visa or MasterCard debit card, a check, or a gift card.
Standard Bank Transfer | Rapid Bank Transfer | Bank Check | Virtual and Plastic Visa or Gift Card | Currency Exchange Fee (FX) | |
|  |  | |  | |
| Method options | EFT (Electronic Fund Transfer such as ACH, Wire, SEPA, etc.) | Instant bank transfer using a linked debit card | Check mailed to individual or business | Instant transfer to a Visa virtual debit card or a gift card | Currency Conversion |
| Geographical coverage | Global | USA | USA | Global | Global |
| Fee | Low-value free High-value $6.00 USD for individuals $10.00 USD for companies * Instant Transfer 1.25% + $0.25 capped at $15.00 USD | 1.25% + $0.25 capped at $15.00 USD | $5.00 USD | Zero | 3.75% |
XTRM Choice: low-value method is free, high-value $6.00 USD for individuals and $10.00 USD for companies accounts
XTRM Direct: low-value method is $15.00 USD and high-value $25.00 USD (equivalent in domestic currency)
* Other transfer fees may apply for non-local currency bank linking.
XTRM uses the lowest-cost method to transfer your funds to a financial institution. If the currency and country are one of our listed low-value (LV) transfer options, your bank will link as low-value (LV). If it is not, it will link as a high-value (HV), and a capped fee will apply (see above). We are constantly adding to our list of low-value (LV) methods to ensure the lowest-cost method for your transfers. List of low-value currencies and countries: Bank transfer fees by local currency