Our fees are for transactions only. There are no onboarding or monthly fees.
1. Fund Fees
These fees are for approved Advanced Services companies that fund their wallets for the purpose of making payments.
Bank Transfer | Bank Transfer | ACH Debit | Credit or Debit Card* | |
 |  |  |  | |
| Method | ACH | Wire | ACH Pull | Card Transfer |
| Geographical Coverage | Global | Global | USA/Canada | USA |
| Fee | Zero | Zero | Zero | 3.4% + $0.25 |
2. Transfer Fees
These are the fees to transfer money out of your XTRM wallet to another financial institution, a Virtual Visa or MasterCard debit card, a check, or a gift card.
Standard Bank Transfer | Rapid Bank Transfer | Bank Check | Virtual and Plastic Visa or Gift Card | Currency Exchange Fee (FX) | |
|  |  | |  | |
| Method options | EFT (Electronic Fund Transfer such as ACH, Wire, SEPA, etc.) | Instant bank transfer using a linked debit card | Check mailed to individual or business | Instant transfer to a Visa virtual debit card or a gift card | Currency Conversion |
| Geographical coverage | Global | USA | USA | Global | Global |
| Fee | Low-value free * High-value $6.00 USD for individuals $10.00 USD for companies ** | 1.25% + $0.25 capped at $15.00 USD | $5.00 USD | Zero | 4.0% |
* XTRM Choice low-value method is free, high-value $6.00 USD for individuals and $10.00 USD for companies accounts. XTRM Direct low-value method is $6.00 USD (equivalent in domestic currency)
**Other transfer fees may apply
XTRM uses the lowest-cost method to transfer your funds to a financial institution. If the currency and country are one of our listed low-value (LV) transfer options, your bank will link as low-value (LV). If it is not, it will link as a high-value (HV), and a capped fee will apply (see above). We are constantly adding to our list of low-value (LV) methods to ensure the lowest-cost method for your transfers. List of low-value currencies and countries HERE