Our fees are for transactions only. There are no onboarding or monthly fees.

1. Fund Fees

These fees are for approved Advanced Services companies that fund their wallets for the purpose of making payments. 

 Bank Transfer
Bank Transfer
ACH Debit
Credit or Debit Card*

MethodACHWireACH PullCard Transfer
Geographical CoverageGlobal
FeeZeroZeroZero3.4% + $0.25


2. Transfer Fees

These are the fees to transfer money out of your XTRM wallet to another financial institution, a Virtual Visa or MasterCard debit card, a check, or a gift card. 

Standard Bank Transfer
Rapid Bank Transfer
Bank Check
Virtual and Plastic Visa or Gift Card
 Currency Exchange Fee (FX)

Method optionsEFT (Electronic Fund Transfer such as ACH, Wire, SEPA, etc.)Instant bank transfer using a linked debit cardCheck mailed to individual or business Instant transfer to a Visa virtual debit card or a gift card
Currency Conversion
Geographical coverageGlobal
Fee Low-value free *  High-value $6.00 USD for individuals 
$10.00 USD for companies **

 1.25% + $0.25 capped at $15.00 USD$5.00 USD Zero

* XTRM Choice low-value method is free, high-value $6.00 USD for individuals and $10.00 USD for companies accounts. XTRM Direct low-value method is $6.00 USD (equivalent in domestic currency) 

**Other transfer fees may apply


XTRM uses the lowest-cost method to transfer your funds to a financial institution. If the currency and country are one of our listed low-value (LV) transfer options, your bank will link as low-value (LV). If it is not, it will link as a high-value (HV), and a capped fee will apply (see above). We are constantly adding to our list of low-value (LV) methods to ensure the lowest-cost method for your transfers. List of low-value currencies and countries HERE