Xtrm Overview

What is Xtrm? 

Xtrm is a secure, global multi-currency payment platform. It allows businesses to automate and send global payouts, rewards, and incentive payments to individuals or companies anywhere in the world—while letting recipients choose how they want to withdraw their funds.

At a Glance

• Global Payouts: Send money, prepaid Visa/Mastercards, or 1,000+ digital gift cards across 100+ countries.

• Smart Wallet System: Manage separate personal and company wallets with instant wallet-to-wallet transfers.

• Built-in Compliance: Automatic global tax reporting (including 1099-K issuance) and regulatory compliance.

• Developer Ready: Fully customizable white-label integration using the Xtrm API (XAPI).

Core Capabilities

Funding and Transfers

Fund your company wallet easily using Bank Transfer / ACH, Credit or Debit Cards, or Electronic Invoice.

Connected Partner Architecture

Xtrm tracks all payment beneficiaries automatically under a master manager account. You do not need to collect or store sensitive recipient bank account details—Xtrm handles secure onboarding and account matching for you.

Security and Tax Compliance

Tax Management: Automatically tracks payout thresholds and generates regional tax documents (such as US 1099-K forms or global equivalents).

Privacy & Security: Bank-grade encryption ensures complete privacy for both sending businesses and receiving beneficiaries—privacy policy

Quick Start & Next Steps

Integrate via API: Read API001 — Overview of Steps for Sandbox & API Setup

API Details: Explore API002 — Xtrm Payments API (XAPI) Integration Overview

Sales Incentives: Learn about setting up a SPIF (Sales Performance Incentive Fund) Program